As your personal guide and trustworthy agent, I strive to give you the best of the best. In the years that I’ve spent in the industry, homebuyers have always asked me “What do I need to do when I buy a house?  I’ve composed a step-by-step guide that organizes the buying process to make buying a house simple and fun!

Step 1: Decide to Buy 

Before you even go looking for a home, you have to understand your needs. Think about the type of place you’re looking for.Tell me about your needs and criterias and I provide you with my knowledge and experience to find the home that meet all your needs.

Step 2: Prepare Required Documents For Mortgage Approval 

I helped hundreds of clients to get their mortgage with only 10% Downpayment , you must hold a PR Card or be a Citizen of Canada. 

These are the Documents you need to prepare to be able to apply for a Mortgage: 

2 Recent Years Notice of Assessment

2 Recent Years T1 General

2 Recent Years T4 

Employment Letter

Pay-Stubs

Business Registration/Master Licence If Applicable

Recent Credit Report With Score. You can Get it From Equifax Website. Click On the Link Below:

https://www.consumer.equifax.ca/personal/products/credit-score-report/

2 Piece of ID

Void Cheque 

Mortgage Statement and Property Tax Bill (if you own a property)

Agreement of Purchase And Sale

Step 3: Find your Home

Me and You will Work together To Find The Right Property In Your Desired Location.

I Will:

• Educate you about the current housing market conditions
• Discuss and analyze best alternatives that best fit your budget and criteria

 You can browse listings using the smart listings search on my website, here.

Step 4: Make an Offer 

Now that you’ve found the house that you are set on, it’s time to make an offer. Not all offers are the same and here’s where your real estate agent comes in. I'll help you with specific terms and conditions that will be specified in the offer like the price you want to pay, financing conditions, ispection conditions or other things like inclusions and exclusions.

Not only is it about the price of the house but you have to carefully look at the other details included in this sale. Appliances, chandeliers, or even minor renovations can also be part of the deal. Shorter or longer closing dates can also be specified in the offer.

If there is something in the offer that doesn’t satisfy the seller, counter offers or negotiations can also be presented to help get a price that you think is fair.

Step 5: Close the Sale

There will be closing costs associated with the sale that need to be paid either by or on the closing date. It can include mortgage application fees, inspections, and legal fees. But once that’s taken care of, you get your new house.

Congrats, welcome to your new home! You’re all ready to move in!

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